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Disruptive Megatrends Cited in Call for New Retirement ‘Social Contract’

Megatrends such as increases in longevity and declining birth rates are placing a growing financial strain on social security safety nets and workplace retirement plans, compelling a need for a new...

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New Alliance Promotes Protected Income

A new survey indicates that Americans who have monthly income from a pension or annuity are more confident about their retirement prospects – and a new coalition is rolling out a new education campaign...

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Retirement Confidence Improving, But Effects from Great Recession Linger

Many American workers are still recovering from the Great Recession, but most are focused on saving for retirement and have varying degrees of confidence they will be able to retire comfortably,...

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‘Multiple’ Choices: All MEPs Not Created Equal

Delegates to last week’s NAPA DC Fly-In Forum had a lot to learn and say about a wide array of topics – but multiple employer plans (MEPs) dominated the discussion. The reason, as has been noted in...

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Employers May Underestimate the Importance of 401(k)s

While a majority of employers believe that offering a 401(k) plan is important for attracting and retaining employees, some may be underestimating their significance, according to a new study. The...

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Retirement Security: What’s Changed Since the Recession?

While workers are now more secure in their retirement preparations than before the Great Recession, they still face a number of shortcomings, says a new report. The Transamerica Center for Retirement...

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Risking Retirement

ERISA was enacted to provide national protections for participants in employer-sponsored retirement plans – but proposed legislation would undermine those protections. A bill introduced in the Senate...

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6 Things Those Who Don’t Get the Saver’s Credit Don’t ‘Get’ About the Saver’s...

Last week, Senate Democrats unveiled a bill that would, among other things, enhance the Saver’s Credit – a provision which retains bipartisan support, even as the take-up rate disappoints. Here are six...

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Retirees Wish They Had Prepared Better for Retirement

New survey results paint a bleak picture of the current state of affairs for retirees, as many wish they were more proactive in saving more and starting sooner. When looking back on their retirement...

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Transamerica Served with 2nd Proprietary Fund Suit

As 2018 wound to a close, another provider was sued by another group of participants, not only for the use of certain proprietary funds, but for use of an asset allocation tool they claim exacerbated...

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